Insurance News
Sourced, dated coverage of insurance regulatory and market news. Sorted newest first.
Flood Risk and Reinsurance Costs Reshape Homeowners Insurance in 2026
Insurers are relying more on property-level risk scoring as reinsurance costs shift, changing how flood and water damage exposure factors into 2026 homeowners premiums.
Why Insurance Experts Say Reviewing Coverage After Every Life Event Matters More in 2026
With stricter documentation rules, narrower subsidies, and rising homeowners premiums all landing in the same year, 2026 is raising the cost of missing an insurance deadline.
Home Insurance Premiums Set to Rise Again in 2026, Led by California and the Midwest
Homeowners insurance premiums are projected to rise about 4% nationally in 2026, marking a fifth consecutive year of increases, with California and several Midwest states facing double-digit hikes.
ACA Special Enrollment Rules Tighten as Low-Income Year-Round Window Ends
A nationwide special enrollment period that let lower-income applicants enroll year-round ended in August 2025, and 2026 rules now require documentation for most special enrollment applications.
Documentation Requirements Tighten for ACA Special Enrollment Periods in 2026
Marketplaces including Covered California now require pre-enrollment verification for roughly 75% of special enrollment applications, up sharply from prior years.
Medicare Advantage Prior Authorization Rules Tighten Under 2026 CMS Final Rule
New CMS rules taking effect in 2026 shorten prior authorization decision timelines and close appeals loopholes for Medicare Advantage and Part D plans.
Cancer Screening and Anesthesia Coverage Mandates Expand in Several States for 2026
New state laws taking effect in 2026 expand coverage requirements for cancer screenings and remove insurer time limits on anesthesia during recommended procedures.
Marketplace Premiums Jump as Enhanced ACA Subsidies Expire for 2026
Enhanced ACA premium tax credits expired at the end of 2025, pushing marketplace premiums sharply higher for millions of enrollees heading into the 2026 plan year.
States Launch Special Enrollment for Consumers Who Lost Aetna Marketplace Coverage
After Aetna exited ACA marketplaces nationally for 2026, several states including New Jersey opened a dedicated special enrollment period for affected consumers.
Insurers Continue Exiting ACA Marketplaces Ahead of 2026 Plan Year
Several major insurers exited state ACA marketplaces for 2026, including Aetna's national exit, shifting benchmark premiums and plan availability in affected states.
New articles are added regularly — check back for updates.